At this point I'm not sure how the change will come from both sides, it only seems to be from Raghav's guilt and possible redemption 2.0 track. He was trying to tell her that the money he'd earned illegally has been used to buy everything he owns today so short of shutting the entire thing down, how would he separate the two? I'm curious to see how this plays out.
But isn't Ketan interview with IF he told this not just Raghav but Pallavi too face Change ...then how it change for Pallavi if only Raghav is in guilt